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The Government increased the deposit warranty, which amounts to 100,000 Euros now, and it also created a 30,000 million Euros fund in order to guarantee the liquidity of the system

Tuesday, 07 October 2008
Vídeo

Vídeo

During his intervention before the mass media in La Moncloa, the President of the Government announced that the minimum deposit warranty in banks and savings banks would pass from 20,000 to 100,000 monthly Euros per account holder and entity. He also announced the creation of a fund endowed with 30,000 million Euros paid with the Treasury reserves - a fund that could even reach 50,000 Euros - in order to purchase maximum quality assets from Spanish financial entities so as to guarantee financing for both citizens and companies.

After the meeting held by the EU Ministers of Economy and Finance (Ecofin), who have decided to increase the minimum warranty per account holder and entity to 50,000 Euros, the President of the Government intervened in a press conference in La Moncloa and announced that the Government had decided to strengthen the deposit warranty system both in banks and savings banks.

Therefore, Jose Luis Rodriguez Zapatero announced that the current minimum amount, which totalled to 20,000 Euros so far, would pass to 100,000 Euros per account holder and entity.

Thus, he said that "if there is a safe place to keep one's savings it is Spanish financial entities".

The second decision announced by the Head of the Government is the creation of a 30,000 million Euros fund paid from the Treasury reserves - a fund that could reach 50,000 Euros - in order to purchase "maximum quality", "non-toxic" assets from Spanish entities so as to guarantee financing for companies and citizens and so as to keep up our economic activity and employment.

The President emphasised the fact that this decision had not been triggered by solvency problems, for the "solid" position of the Spanish banks and savings banks supervised by the Bank of Spain is quite obvious; instead, he said that this decision had been made in order to boost financing for companies and citizens.

He insisted on the fact that, unlike in the case of other countries, in Spain the main question is not revitalising financial entities, but preventing risks and providing financing in order to expedite credit-granting and boost up economic activity.

He said that this decision had to be endorsed by financial entities, for this would contribute to the normal development of credit-granting operations.
He added that, over the next few days, the Council of Ministers would enforce these measures and inform the European Commission about them.

He also pointed out that he had already informed the leader of the PP, Mariano Rajoy, about these measures and that after the press conference he was going to hold a meeting with the union representatives and with the representatives of the businessmen organisations in order to inform them about these decisions.

He added that the Minister of Economy and Financial Affairs, Pedro Solbes, would hold a meeting with the different financial entities and with the representatives of the PP in order to explain to them these two initiatives.

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